How to Remove a Bankruptcy from Your Credit Report

A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.
Comments on article "How to Remove a Bankruptcy from Your Credit Report"
Name Views and CommentsDate
Scott I hate lexington law firm their service was not all that it is hyped up to be, Trust me. I signed up with them twice and I got burned twice. After about a year with them they only removed a few items from my file. I am still upset with them. 11/2/2009
yoa if bankruptcy is removed from credit, when apply for loan do you mention that you file for it. 9/4/2009
Mallory There are bankruptcy hotlines that you can call to verify the information. And yes, creditors can verify that information. I work in collections and we do this every day. If we dont find any information of the bankruptcy being filed and discharged, we still try to collect on it and it still reports on the persons credit report. Smart idea though, I bet there are places that don't bother to make a call to verify the information. 6/22/2009
Brad There is a such thing as PACER which includes all the filing records from when you filed bankruptcy. A bankruptcy is a federal case, and all federal cases are filed electronically through pacer and can be looked up on there for up to 10 years. 3/24/2009
SK Thanks for the info RE: removing a bankruptcy from credit reports, but you kept saying :"that credit reporting agency" which gets sued the most. So which is "that" one? 1/11/2009
mimi I claimed Bankruptcy about 15 years and have not applied for any credit since I don't know what my credit score is.how long is that on you records I thought it came off after 7 yrs. is that true and should I try to apply again for credit even if I don't need it now...? 10/23/2008
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