What to Do if You're Listed in ChexSystems
Banks and credit unions use Chexsystems when people apply to open a checking account. It's essentially a consumer reporting agency designed to check if people have a history of writing bad checks. Here's how to beat them at their own game.
| Comments on article "What to Do if You're Listed in ChexSystems" |
| Name |
Views and Comments | Date |
| Jack |
Thanks for your article. Last summer I found Washington Mutual and opened an online account there but there was a catch. I live in Buffalo NY and the closest branch means a 1200 mile round trip to New Jersey! The Google ads on your page led me to a listing of no ChexSystem banks and lo, and behold, there was M&T, one of our local banks! I successfully opened a local checking account INCLUDING a Visa debit card.
My wife and I had tried to open a checking account with a S&L a couple of years ago and got shot down on the debit card credit check which shot down the checking account, too.
Anyway, thanks for writing this page. Had you not, I would not have a local checking account! |
7/11/2009 |
| Jack |
Thanks for your article. Last summer I found Washington Mutual and opened an online account there but there was a catch. I live in Buffalo NY and the closest branch means a 1200 mile round trip to New Jersey! The Google ads on your page led me to a listing of "No ChexSystem Banks" and lo, and behold, there was one of our local banks! I successfully opened a local checking account INCLUDING a Visa debit card.
My wife and I had tried to open a checking account with a S&L a couple of years ago and got shot down on the debit card credit check which shot down the checking account, too.
Anyway, thanks for writing this page. Had you not, I would not have a local checking account! |
7/11/2009 |
| Diana |
Stephen,
This is a great article. Thank you for your help! |
2/27/2009 |
| clara jackson |
This is a great story, im on the chexsystem and I alway thought man I will never have a bank acount again, I just wanted to know which bank in indianapolis did you go to? |
6/20/2008 |
| Maya |
What if you have 3 bank accounts and one of them was mishandled and was reported to ChexSystems, what happens to the two accounts that are in good standing? |
6/2/2008 |
| Candace |
For information on how to get a checking account opened regardless of your record with chexsystems, call 866-757-5970. This bank will bank everyone, so each person gets a fair second chance. Accounts can be opened for individuals in any state. |
4/5/2008 |
| ryan |
Excellent article, i am looking desperately for some banks or credit unions to open a checking account myself, i have been listed in chexsystems. I live in indianapolis. |
12/19/2007 |
| JODI |
A bank in MN that will overlook chexsystems with documentation that things are paid off is Guaranty Banks |
9/4/2007 | |
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