Free Credit Report without a Credit Card

Comments on article "Free Credit Report without a Credit Card"
Name Views and CommentsDate
shaunta want credit score free 7/8/2011
john i i want my credit score but i have no credit card now or ever how can i acess this infomation 6/27/2011
jubel,ahmed may,new
credit,card,is,needed		 5/26/2011
Angel means that the consumer can look at their financial background at no charge, including no charge by card. There are many agencies that offer this on the Internet, and there are laws that require each of the three major reporting bureaus to offer consumers a look into their records every year without costs. The agencies may have application fees or membership fees associated with a scheduled review. Consumers should carefully investigate any agency that is under consideration and make sure that the services provided are services that are actually needed before paying for a package.

There are credit watch companies that will monitor a report for consumer's protections and other awareness needs. These monitoring companies will advertise a free credit report without a credit card security payment. This ensures the consumer that their charge cards will not be charged and their reports will not be affected by the service. This service may accept payment by cash or by money orders, if a membership is established. Sometimes the free record is offered on a first time trial basis. Having a monitoring system for one's record is a good idea, but there are other avenues that can be explored when wanting to review one's own financial record.

A record at no charge is available to every consumer who wants to personally review his or her record. The Fair Credit Reporting Act (FCRA) allows consumers to see a copy of their own reports from a background check agency, once a year. This action gives consumers the opportunity to review their reports and look for incorrect reporting or even identity fraud. Any consumer that has been denied lending due to a report can also request one free credit report without a credit card to check for inaccurate or false information.

Those who are having financial problems and need to explore the information on record will find a bureau helpful. They should log on to the Internet and browse the free credit report without a credit card services advertised online, and search the government websites that offer consumers free records as well. And, consumers should place all of their financial concerns at the feet of Christ, because He promises to be our help in time of need. "Our soul waiteth for the Lord: he is our help and our shield. For our heart shall rejoice in him, because we have trusted in his holy name." (Psalm 33:20-21)		 5/11/2011
Ruth A. Rossi I have been declined credit on April 6, 2011 and would like a copy of my credit reports. 4/22/2011
Rochelle Jones I wan't to know why these site claim to be free it reality it's still a fee after all. Can someone tell me why. 3/29/2011
tracy hall i have tried 5 sites for free report all have to have a creditcard i hope yours holds true to what it said no card FREE. 2/14/2011
jaya how to gat my cridet repot 2/9/2011
Joe i dont have a credit or debit card 1/17/2011
amanda I dont own a credit card so how am i supose to get my credit score? 1/11/2011
stanley i like this 12/16/2010
P McCracken I tried to access my three credit reports it said to try later and sign back in. I don't see anywhere to sign back in the credit card has already been dinged for $1.00
Patricia McCracken 832-606-3411		 12/13/2010
Kevin McKinney no credit card how do i see my credit? 9/24/2010
Kevin McKinney ok 9/24/2010
ANGELA HOW DO I GO ABOUT GETTING MY FRIEND A FREE CREDIT REPORRRT 8/13/2010
rofiel I dont have any card to use to process a report. How do any one that does not have a credit card to use get a credit report? 7/18/2010
ana liz rivera i want to check my credit score but i have no cedit card how can i check without a credit card 7/14/2010
Mary E Davis I do not have a credit card and i can not get my report online beause i do not have a credit card 7/3/2010
smartbrains I want to be able to view my credit report and see what the amount of my debt so I can get started lowing the total. Every "free" website I go to still tells me to enter a credit card. I dont have one so therefor am denied access to this report. Is there a company that does not require an imput of a credit card? 7/1/2010
amar kanta I KNOW MY ACCOUNT NO. 6/25/2010
chris i want to check my credit 6/24/2010
wayne how can it be our right to see our credit score when you have to have a credit card of some description. i have never been good with money so choose not to own a credit card but feel i should be allowed to still access my credit report without owning a credit card. the government should maybe look at the ruling behind the law that says i need a credit card 6/22/2010
Ben Paulden looking for my credit report score 6/12/2010
Credit Report look here:
best-find.info/search.php?q=Free+Credit+Report&aff=37591&saff=0		 6/12/2010
Samuel I need to be connected to suger mumy 5/28/2010
John If you need 100% free credit report go to :

EliteCreditReport.info		 4/5/2010
tina im trying to get my free credit report without using my credit card? 3/26/2010
anonymous i ask for a site that dont ask me for my credit card regardless if they charging it at the time or not, that did not happen u still keep showing sites that ask for them. My credit is not that good so why would i have a credit card 3/12/2010
lazetta i dont have a credit card or debit card so i cant get any help 2/25/2010
Stephany you said you did not need a credit card to get your information if i had a credit card i wouldn't need to get my report you lied and one day someone will sue you for false advertisment. 2/3/2010
april i think if its free its free you should not have to submit a credit card i just want to know one time my credit please and thank you 1/16/2010
Jennifer I think that when you say that they are free then when you get to the end of them they ask you for your credit card information and that is not telling the truth. I am tired of hearing the word free and then they want to charge you. 1/15/2010
donna waldron check on my credit report 10/24/2009
cecilia a i just applied for a credit check and gave correct informationand was just left with a number to call,what should i do 10/16/2009
Oswald Dawkins This is a great program 10/5/2009
J. W. G. If someone does not have access to a computer, where can he write to get a free credit report? 9/6/2009
Aaron Everyone try Credit Karma. It shows your score and how much money you owe but doesn't really give to much info. This is the best I could find. 8/25/2009
Debbie I think the Laws should be changed from 8 years on your credit report it is so many years for the penalty for making mistakes we are only human. I understand we need to learn from our mistakes but some situations are not in our control like losing your job especially now in the recision we are in people are struggling. 8/19/2009
Debbie i want to see credit report without putting in a credit card number.
Everything wants to give you a free trial and then charge you monthly charges.If it is free let me do it with no credit card info.		 8/18/2009
Fred W. you shouldn't need a credit card to check your own info 8/17/2009
Fred W. According to the other comments on this page, I'm loosing out on time because a credit card is needed. 8/17/2009
Fred W. I am looking forward to being a first time home owner. I need to see my credit report so that I can clear up some mistakes. 8/17/2009
Phyllis Davis I thought you did not need a credit card to get your credit report. I do not have a credit card! If you have to pay anything it isn't FREE and should not be advertised as such.
Thank you		 7/21/2009
crystal i thought i did not need a credit card you are wronge you need a card number so much for fed. law saying every one and any one can get a credit check 7/13/2009
sophath mom i would llike to know about my credit from a few years back like 8years ago and what bank branch do i owe. 7/13/2009
latrice king idenitythethf in latriceking name 7/7/2009
peggy b every time i try to pull my credit report up they want a credit card is there anyway to pull your credit report without a credit card 6/30/2009
rhonda i think that anyone who gets on here should be able to check their credit without having to use a credit card when it says freecreditreport or credit score than it wants u to put in your credit card info. 6/12/2009
shelly harding I think this is very good that you do not have to give your credit card information, epecially due to identity theft. 6/9/2009
Rob Matheny What are the phone numbers for the 3 agencies to get a free report? 4/24/2009
ramona i really need to repair my credit and don't have a credit card 4/2/2009
Anita Brehm Which credit report site will not charge at all? They don't tell you that, by asking for a free report, you are signing up for monthly updates for which you are charged. 3/30/2009
mzprec First of all, not everybody has a credit card, so if this site asys "free credit report", then why are you requiring a credit card. I think that is false advertisement and it's a waste of people time. I have been reserching different free credit report sites for a little over an hour and haven't accomplished anything. I am still unsure about my credit report and score because each site has required cc info. Therefore, if your going to have a free credit report then our credit card info. should be optional. Second of all, if the site says "no credit card required," that just make it even more of a headache beacause I personally got all excited to see "no cc required." However after about 10 minutes of typing in my info, I go to the next page and there you go asking for credit card info which I don't have a credit card and you have now wasted more of my time. So, hey ask us young teens today "why don't we know our credit report or score" well there's your answer, they make it hard for us to find out. 3/24/2009
paul I don,t have a ceadit card and need help to find a site where I can go tom get a free ceadit re port 3/17/2009
haifa kitmatto i never get my credit report pleas help me to get it as soon as you can its rally important to me 3/5/2009
kelly i wish there was just more web site's for people who have bad credit and maybe not even have a bank account...why should we have to enter our details in if its FREE? 3/5/2009
kelly i think there should be more web sites with accsess to credit reports without having to enter in your bank details even if you have one. 3/5/2009
julie green i asked to see my credit report,without a credit card and yet i was directed back to the same websites that ask for a credit card?why cant you get a free credit report,when it states you can?confused 2/2/2009
LYNDA i TRIED TO GET A FREE CREDIT REPORT AND THEY DENYED ME . I AM VERY UPSET SOMEONE SHOULD DO SOMETHING ABOUT THIS FRAUD. 1/29/2009
Tierra Robinson I would like to view my report 1/23/2009
Janika I think it is ridiculous to have to have a credit card just to obtain info that is rightfully yours in the first place. Everyone doesn't have credit cards for reasons such as having it stolen or adding another bill to the ones you already have. Is there any other way I can receive this info? 1/12/2009
charlene I've never owned a credit card before so how do I get a credit check. 1/8/2009
sebo why do you need a credit card to view your credit report thats bull 1/7/2009
Rick Do you people understand with out a Credit card you cant pull this report. I need this report and no one wants to really give it for free. What is up with that? I am very upset! 12/29/2008
Glinda I think it's not free if you have to give a it card number. That's deceiving people to log onto your site so you can solicted other advertisement that people do not want. 12/27/2008
Melanee I need to get a credit report as soon as possible and you all keep telling me to give you a credit card number that I don't have 12/15/2008
John S Great info. But It frustrates me because I still trying to obtain my free annual credit report on line and I don't have a credit card. I faxed several requested to a customer service rep. in transunion credit report Co. And over a week has gone by and not even a response nor an confirmation on the faxed paper work. In todays advanced world In my opion it should not take so long to assist me in the above listed matter, What do you think about it? 11/28/2008
Mary how can all these reports be free is they all need credit card numbers. What if you don't have a credit card or a debit card. is there anywhere you can go to get you credit report then 10/29/2008
damita alexande I don't have a credit card to get my credit score 10/16/2008
james i would like to view my report without giving my credit card 10/13/2008
Chester Hart I want to fix my credit 9/21/2008
christopher i dont have a credit card but i would like to see my credit score 9/1/2008
Ken I still havent found 1 single site where you can get a credit report without having to submit your credit card info. any help on this would be helpful 6/4/2008
donald muszynsk It shouldnt be so hard to get free credit reports without credit card 5/22/2008
christine I'm tried of being lied to it's not free of youputyour card in there and charges right away it's sopposed to be free dumasses 5/15/2008
brenda norton I need to find out my credit score. 5/8/2008
brenda norton I need tto view my credit report. 5/8/2008
brenda norton I need a credit report 5/8/2008
Brenda Norton What kind of comment? 5/8/2008
Lisa G. Saylor I need to get a credit report/score on line without a credit card. I don't have a credit card!! Please help!! 4/17/2008
marilyn recklei free credit card report without a credit card 4/16/2008
Jennifer I want to be able to view my credit report and see what the amount of my debt so I can get started lowing the total. Every "free" website I go to still tells me to enter a credit card. I dont have one so therefor am denied access to this report. Is there a company that does not require an imput of a credit card? I mean if it is free what is the point in sharing a credit card anyway? 4/8/2008
IRMA FERRER I HAVE A LOT OF PROBLEMS AND DEBTS,DO I HAVE TO PAY OR WHAT. THANK YOU.. 3/28/2008
IRMA FERRER it is true that i can get my credit report free? thanks 3/28/2008
nicole I want to know my credit report status but I no longer have a credit card ( for more than 7 years. I am unable to find an agency that doesn't require a credit card to proceed. ahbe looked extensively. Please advice Thank you 3/18/2008
sherry went to 3 free online credit reports. Want to still charge $1.00 that is not free!!! 2/23/2008
quanetta please find out my credit scries 2/11/2008
stephanie i do not have a credit card so what do i put in the blank? it will not allow let me get a free credit report without a credit card and i have tried several times today. please help. 1/24/2008
high-n dry HEY PEOPLE YOU CAN'T GET A FREE CREDIT REPORT HERE UNLESS U HAVE A CREDIT CARD. they tell u at first that you don't have to have a credit card to get a report here. then guess what. you spend 10 minutes filling out there little forms and the last page says you HAVE TO HAVE A CREDIT CARD TO GET A FREE CREDIT REPORT. it's a TOTAL waste of your time. THESE PEOPLE ARE COMPLETE IDIOTS and i hope nobody wastes there time here with these deceptive pricks IT'S A RIP OFF BATE AND SWITCH HAND JOB. sure come on in you don't need a credit card here. to get a free credit report. PAGE TWO ----P L E A S E E N T E R Y O U R C R E D I T C A R D I N F O T O P R O C E E D. if that's no deceptive i don't know what is.........DON'T WASTE YOUR TIME HERE WHAT EVER you DO. RUN NOW AND NEVER COME BACK. TELL ALL YOUR FRIENDS. GET IT TATTOO'D ON YOUR. behind TAKE YOUR WATCH AND FLUSH IT DOWN THE TOILET CAUSE YOUR WAISTING YOUR TIME HERE IF YOU THINK U DON'T NEED A CREDIT CARD. 9/24/2007
F U not what u advertised, u said i didn't need a credit card, and it was free to recieve a credit report. well i don't have a credit card and i tried to get a free credit report. WELL GUESS WHAT i couldn't get a free credit report cause i don't have a credit card. you waisted my time and helped me absolutely ZERO YOU PEOPLE NEED TO CHANGE THAT TO ---YES YOU NEED A CREDIT CARD TO DO THIS HERE. instead of hey you don't need a credit card here to get a free credit report. gee thanks alot for nothing total ripoff i'll be sure to tell all my friends.......... 9/24/2007
ashley that is dumb that you have to have a credit card to do credit checks 9/1/2007
ashler its great 9/1/2007
amber thomas i dont think you should have to have a credit card just to get to see your credit report online 8/26/2007
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