Travel Insurance for a US Student Visa J1

You have a lot to think about if you are planning to study in the U.S. You have to sort all the travel arrangements for your journey, but the preparation only begins there. You need to apply for a J1 Student Visa. In addition to this, you will also need visa travel insurance that meets the strict requirements that go along with the J1 Visa. If you do not have this insurance or if this insurance does not meet the specified requirements then all your visa application will be rejected.

Take a Look at the Requirements For The J1 Student Visa

To begin with, to meet the requirements of the J1 visa with your travel insurance policy you will need to ensure that it matches or is better in the following areas:

medical benefits of at least $50,000 per accident or illness
repatriation of remains in the amount of $7,500
cover for expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000
the deductible to be $500 or less per accident or illness.

Furthermore, the insurance company providing the policy must meet certain requirements. The company must possess an AM Best rating of A- or above, an Insurance Solvency International (ISI) rating of A- or above, a Standard and Poor’s Claims Paying Ability rating of A- or above, or a Weiss Research rating of B+ or above. It is imperative that any policy meet these standards to be acceptable according to the requirements of the J1 Visa.

The Benefits Of Some Policies

As an example, all insure4less policies not only meet but also exceed the above requirements. This will give you peace of mind as you select your insurance policy. There’s no need to worry about not having the appropriate coverage for the J1 Visa with a reliable insurance policy.

For starters, you can get up to $5,000,000 AUD under the medical expenses section of your policy to cover accidents or illnesses. Evacuation back to Australia is also included under the medical expenses section of your policy wording. As far as deductibles go, you can get an excess of as little $125 AUD per accident or illness with some travel insurance providers.

insure4less policies are underwritten at Lloyd’s of London. The current Insurer Financial Strength Ratings of the Lloyd’s market are an AM Best rating of A (Excellent), a Fitch Ratings mark of A+ (Strong), and a Standard and Poor’s rating of A+ (Strong).

You should know that travel insurance does not only cover you once your journey is underway. It can also cover expenses if you become ill before your trip. This means that you will not have to lose the cost of flights and other travel expenses if you are unable to go. You should get buy your travel insurance as soon as you buy your tickets to protect yourself from such problems. Keep in mind that some insurance companies will not cover cancellation if you purchase your policy within 7 days of departure. Don’t forget to read the Product Disclosure Statement carefully as this is your contract of insurance. Make sure it’s appropriate for you. You have done all this work to make sure that you will have adequate coverage. Make sure that you will be covered even if you can’t go.

Save money on your travel insurance today. For a free quote, visit Travel Insurance Quote.