Tips on EU Car Cover for Drivers

Citizens of countries belonging to the European Union are allowed free access across international boundaries and are free to work in the allied states. Nevertheless, each country still follows its own rules, laws and EU regulations, including those related to motoring, and in particular, automobile and auto insurance-cover.

The UK has been a member of the European Community for over 30 years, but UK drivers who take for granted that their auto insurance covers their engine abroad in the EU, may find themselves mired in legal problems. In most EU states, a British motorist will not be entirely covered and many insurance companies in the United Kingdom declare that anyone who is thinking about driving within Europe should ensure that they have the correct car insurance for Europe, along with insurance for the UK.

If planning on driving through Europe, then you should be aware that your auto insurance will cover only the bare minimum, enough to meet the European legal requirements and may not cover accidents, damage or theft.

More than 25% of UK and Ireland car users driving across Europe presume their car insurance covers all eventualities while outside the UK. If you have an accident with another vehicle when driving in Europe, all that may be within the remit of your policy is the other party's damage, not your own. Your own vehicle is not covered as the insurance policy taken on a standard UK car is restricted to third party in the EU.

You should inform your car insurance company if planning on motoring in the EU and the policy provider should provide a report on any specifics of the European countries you are going to drive through. Automobile insurance firms in the UK in general, should advise their members that they should opt for European car insurance, as well as British insurance if needed. The cost of car cover in Europe is often decided by the average number of traffic coinsurances in a EU country.

Visit car cover in the EU for some great deals on EU auto breakdown cover and to find out what you need to know when driving your car abroad.