Seven Easy Tips to Save Money

As gas prices rise and inflation grips the nation these money saving tips will help you get by.

1 – Make a list and stick to it. Going to the grocery store can really sap your energy and drain your wallet. Make a list before you go and you’ll save time and avoid impulse purchases. There is a reason the milk as at the back of the store. They want you to walk through the aisles before you get what you need. Using a list will also help you avoid impulse purchases. If you’re trying to lose weight a list will prevent you from purchasing junk food and other tempting snacks. The moral of the story is: make a list and stick to it.

2 – Restaurants are a sure way to drain the money quickly. The drinks, tip, and time it takes to eat out all add up. Try packing a lunch and make food at home. For many people cooking is a lost skill. Try a new recipe a week and you’ll be eating at home more often. If you’re short on time try freezing leftovers or food before it’s cooked. Your wallet will thank you for eating at home more often.

3 – Shop around for big purchases. If you’re planning on going on a cruise or buying a big ticket item it would behoove you to use a price comparison site like shopping.com or pricegrabber. You’d be amazed at how cheap you can find things online. If you want the best of both worlds find the cheapest price online and have a local store price match it. That way you get the lowest price without having to wait for shipping.

4 – Kill off unnecessary debt. Pay off your credit cards starting with the highest interest cards first. Not only will your credit score increase but you’ll also save a bundle on interest payments. In addition, don’t put anything new on your existing credit cards. Instead of spending that bonus from work on a new toy put it towards your credit card debt.

5 – Go used instead of the new route. You’d be surprised at what people will sell at what prices. Try craigslist.org and other classifieds to find new couches, computers, and cars. You’ll save a lot of money and you’ll be able to brag to all your friends about all the awesome deals you’ve found.

6 – Stay off the bleeding edge of technology. There’s a tendency to have all the coolest, newest gadgets but now-a-days the payoff isn’t what it used to be. People who waited in line for the privilege of owning an iPhone paid a $200 premium just to get ripped off six weeks later. As technology’s pace quickens buying the newest of the new won’t be as long lasting as it used to be. Buying older technology has its advantages especially on the old pocket book.

7 – Enjoy the simple things. Checking out books from the library and reading in the park is free but oh so satisfying. Going to free museums and concerts are a great way to get out and save money. Many new papers will have a community section that details the time and places for these events. If that’s not your thing try picking up your old hobbies and dusting them off. Your guitar, coin collection, journal, kite, or other hobby will love the attention.

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