Safe and Secure Online Payments with SSL Certificates

SSL certification has been found to be very reliable across, Internet users and also among the customers. For E-Commerce and other Web-site owners, the SSL certification acts as a stamp of credibility and assurance of safety to their valuable customers.
The seamless world of the Internet has broken open the physical barriers that existed across regions on the Globe. Today, therefore, you could be sitting in Munich and buying goodies from Seoul. Very convenient, and thrilling. But, when you pay for your goodies and swipe you’re Credit Card, are you sure, you are paying only for what you paid for? Chances are your Credit Card Information traverses through alien territory into the wrong pair of hands. The result, the next morning, you will find your Bank account eroded or emptied? Not a situation that most of us can afford or enjoy.

How do we then transact on the Internet and yet safeguard our hard earned monies from those Electronic pirates? The answer is relatively simple. Every time you choose to buy product or services through web-sites, before entering your Credit Card and other personal information look for information on whether the payment gateway is secured.

Payment gateways are secured through SSL or Secured Socket Layer. When you enter your personal and or Credit Card information into a secure site, an encrypted public key is created. This is termed as a handshake to authenticate safe transaction. The unique encryption method which gets established in the process will have a unique session key. This process protects theft of valuable data and only the transaction that you intend to complete is processed.

SSL certification has been found to be very reliable across, Internet users and also among the customers. These certificates are issued by a reliable and trusted authority, the Certificate Authority. The web-site through which you are attempting to transact business carries signs of the agency which has issued the SSL certificates. "VeriSign, SSLGenie, Thawte" are prominent certifying agencies, across domains. There are other similar agencies too, which offer these SSL certifications. When you click on the sign, the details of the certifying agency are displayed.

When you click on such secured domains, your system generates a SSL handshake which is accessed by the web-site server. The unique encryption method employed then allows a secure transaction to go through.

By Maya Gupta
Published: 8/2/2008
 
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