Pet Insurance Comparison Chart

Pet insurance is definitely recommended due to its various benefits. Here is the pet insurance comparison chart that will help you know the benefits of certain insurance companies over others.
In case you have bought a new pet, one of the most important aspect you need to think about is getting it insured. You should note that your pet dog or cat is bound to fall ill and it is always better to go for pet insurance rather than paying the heavy veterinary bills yourself. The cost of pet insurance is far less as compared to the expenses you might have to bear in case your pet falls seriously ill. Therefore, pet insurance is the best option.

Pet Insurance Plans Comparison

The cost of pet insurance depends on several factors like the pet's age, breed, its present health, etc. The area where you and the pet reside, past health issues of the pet are also taken into consideration in the insurance cost. The average cost of pet insurance for a cat can cost $15-$20 per month; whereas that for the dog can be anything in between $20-$30 per month. Most of the illnesses, wounds, diabetes, cancer, chemotherapy, etc. are covered under the insurance plans. However, not many companies offer pet insurance for pre-existing conditions. ASPCA Pet Insurance, Veterinary Pet Insurance, QuickCare Pet Insurance, Embrace Pet Insurance, PetPlan, etc. are some of the best pet insurance companies today. If you are looking for pet insurance price comparison, the following chart will be helpful to you.

Comparing Pet Insurance Plans

Here we will see more on the pet insurance cost of pet dog and cat. The following is a chart depicting the amount of premium, benefits, deductibles, reimbursement with some additional benefits.

Insurance Company Insurance Plans Premium Maximum Benefit Deductibles Reimbursement Additional Benefit
American Society for the Prevention of Cruelty to Animals (ASPCA) Accident Coverage Dogs $9.50
Cats $7.50
Per incident $2,500
Yearly Benefit $8,000
$100 Reimbursement offered is 80% of the covered veterinary expenses. 10% multiple pet discount.
Illness Coverage Dogs $17.50
Cats $12.50
Per incident $1,500
Yearly Benefit $8,000
$100
Wellness Coverage Dogs $33.50
Cats $25.50
Per incident $3,500
Yearly Benefit $11,000
$100
Wellness Plus Coverage Dogs $59.00
Cats $51.00
Per incident $5,000
Yearly Benefit $13,000
$100
PetPlan USA Bronze Plan $15.85 $8,000 $200 80% reimbursement  
$33.18 $50 100% reimbursement  
Silver Plan $17.50 $12,000 $200 80% reimbursement  
$36.92 $50 100% reimbursement  
Gold Plan $19.32 $20,000 $200 80% reimbursement • $500 reimbursed for advertisement if the pet goes missing.
• In case of emergency condition, boarding fees up to $500 are given.
• Up to $1000 can be reimbursed if the owner faces loses due to cancellation of vacation due to the pet's injury.
• If the pet is lost, as much as $1000 are granted.
$40.97 $50 100% reimbursement
Embrace Pet Insurance Embrace Pet Insurance Plan $25.86 $10,000 $100, $200 or $500 as per plan 75%-80% reimbursement 'Continuing Care Coverage' and 'Dental Illness Additional Coverage' is offered.
Pets Best Insurance Pets First Plan $37.22 $7,000 $75 80% reimbursement Best Wellness Option at $17 p.m.
Veterinary Pet Insurance VPI Superior Plan $27.00 $14,000 $50 90% reimbursement Includes diagnosis, anesthesia and chemotherapy.
QuickCare Pet Insurance QuickCare Accident Only Dogs $10.95
Cats $9.95
No maximum annual or lifetime benefit on named perils $50 100% reimbursement  
QuickCare Complete Dogs $57.90
Cats $38.45
• Maximum Benefits for accidents are on per incident basis
• Maximum Benefits for Illness Categories are on a pet lifetime basis
• Maximum Benefits for Supplemental Coverage are as stated on the document of Insurance
$100 70% reimbursement All accidents and illnesses are covered
QuickCare Gold Dogs $30.95
Cats $19.95
No max. accident benefit or illness benefit restrictions $100 70% reimbursement All accidents and illnesses are covered.

These are just a few best of the many pet insurance companies that offer attractive packages. Once you have zeroed down on your choice after studying this pet insurance comparison chart in detail, you can go through individual reviews of each company for additional information. All that will help you choose the best pet insurance plan. Good luck!
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Last Updated: 9/26/2011
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