Individual Retirement Account (IRA)

Roth IRA Contribution Limits
Roth IRA is a popular individual retirement account type. This article is aimed at giving information about Roth IRA contribution limits. It is necessary that you know the Roth IRA contribution limits before proceeding with this scheme. Read on, to know more about Roth IRA contribution limits.

Table of SIMPLE IRA Contribution Limits
The following article discusses the contributions to and the distributions from a SIMPLE IRA. It also presents the SIMPLE IRA contribution limits for employees, over the years, with the help of a table.

Difference between 401k and IRA
It is very important to make the financial provisions for your post-retirement life. 401k and IRA are two retirement saving plans available for the workers in the USA. Read on to know the basic differences between these two plans.

How does a Roth IRA work
This article deals with the issues regarding contributions to and distributions from a Roth IRA.

What is a Roth IRA
Roth IRA stands for ‘Individual Retirement Account’. The IRA is designed and monitored by the tax law of the United States of America. The name Roth, comes from Senator William Roth the chief legislative sponsor of the program…

Traditional IRA and Roth IRA Contribution Limits
Federal Government has imposed certain contribution limits for Traditional IRA and Roth IRA. It is necessary to check all aspects before deciding to invest in one of these Individual Retirement Accounts.

401K Contribution Limits
What is your 401K Contribution Limit all about? Read on…

What is an Individual Retirement Account and How Can One Benefit You?
The Individual Retirement Account, or IRA is one of the most essential retirement planning tools you can utilize. Here's a look at the basics to IRA investing.

Know the Rules When It Comes to the 2010 Roth IRA Conversion
The coming year will present a number of high income earners a certain retirement planning opportunity. Here's a look at the highly anticipated 2010 Roth IRA conversion basics.

Methods to Stop IRS Wage Garnishment
If your wages are being garnished by the IRS you may be interested in learning how you can stop the wage levy. There are a few ways you can stop the levy, the method you choose should be based upon your tax and financial situation.

What is the Penalty for Withdrawing from a 401K?
When you withdraw from a 401K account before you reach retirement age there are some very heavy penalties to pay that will greatly reduce your savings, let alone the damage that will be done to your retirement. If, however, this is something you're still interested in doing, it's important to note that you can't do it at any time you'd like, either.

A Brief Look At IRA Contribution Limits
There are different retirement account limits based on your specific retirement plan and time of contribution. Here's what you should know IRA contribution limits.

Buying Real Estate for Your IRA
Are your IRA contribution dollars hard at work? If not, you will want to learn more on how you can invest some of your IRA money on real estate.

IRA Contribution Limits: How Much Can You Invest?
When it comes to the IRA contribution limits there are some rules that should be followed. Here's a look at the latest IRA retirement plan limits.

Taking the IRA Deduction on Taxes
When it comes to traditional IRA investing the main benefit is the tax break. Here's a look at the IRA deduction.

Learn about Traditional IRA Rules
When it comes to retirement planning it's important that you follow your retirement plans guidelines. Here's a look at the traditional IRA rules.

Roth IRA Retirement Plan
Ranking among the specialized form of Individual Retirement Accounts, the Roth IRA plan is based under the tax law of the US.

Roth IRA Rules: What You Should Know
Following the Roth IRA rules when planning for your retirement is a must. Here's a look at what you should know.

IRA & 401k Rules for Retirement
Understanding the different IRA and 401k rules is an important part of the retirement planning process. Here's some basic plan guidance.

IRA Retirement Plan Is The Easiest Way To Grow Your Retirement Savings
IRA retirement plan allows your contributions, earnings and gains from these contributions to accumulate tax-free until you withdraw the money from the account. It's the easiest way to save for your retirement

401k Retirement Plans - You'll Fall in Love With the Benefits
Benefits of 401k retirement plans are many but the most outstanding one is your employer matches your contributions to the plans to a certain point.

Is Your IRA Earning 11 to 13 Percent Annually?
If your IRA isn't earing more than 10 percent a year for you, there is a better way to invest money for your retirement by providing private mortgage loans to real estate investors.

Independent Retirement Account - Defined, (IRA)
What is an Independent Retirement Account (aka IRA)? What are the factors in an inherited IRA from a spouse and a non-spouse? What happens when there is more than one qualified beneficiary named in a distribution? What happens when a non-qualified beneficiary is named in a distribution of an IRA?

Finally a New Educational Resource for Self-Directed IRAs
Equity Trust Company now has a blog where people can come together and share insight, tell a story, or make suggestions. Come visit our new blog site and educate yourself.

SEP IRAs: A Path to More Retirement Income?
Do you have your own business? Do you have a 401(k) at work and have self-employment income on the side? If so, the SEP IRA may be one alternative to building a bigger retirement nest egg.

How to Make a Sizable Charitable Donation From Your IRA - Tax Free
If you are over 70 1/2, have an IRA and are charitably inclined, a new law allows you to make a substantial gift from your IRA — tax-free. However, there is a narrow window of opportunity.

IRAs and Early Retirement Options
If you retire early and roll your 401(k) into an IRA, what is the best way to take out income to live on? What are the rules? What are the penalties for taking money out before the magic age of 59 1/2? What are the exceptions? What are the work-arounds?

Who Should Be the Beneficiary of Your IRA?
Why is making the proper beneficiary election for your IRA important? Does your election follow the rules? Is it the best one for your family circumstances? Is there a better one? Find out by taking a look a few common beneficiary elections and their results.

IRA Distribution Rules at Death: Critical Knowledge for Good Decisions
Your IRA could be one of your biggest assets. Do you know the IRA distribution rules at death? Do you have your IRA set up so your desires match the rules? Here’s a quick primer that could help you avert costly mistakes.

Roth IRA Distributions at Death: Pitfalls to Avoid
Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.

Roth IRAs: Test Your Knowledge
Roth IRAs are popular, but the rules are complicated. Take this quick 5 question quiz and see if you are up to speed on the Roth IRA.

Rollovers to IRAs - Rules, Tips and Cautions
Are you ready to retire and roll your qualified plan over to an IRA? If so, here are the rules and some tips that could eliminate problems with your rollover.

Financial Planning Advice: 401(k) Rollover Information Your Financial Planner Might Not Want to Tell You…
The recent Pension Protection Act offers good news for the non-spouse beneficiary of a 401(k). It is now possible to arrange a trustee-to-trustee transfer of an inherited 401(k) to an inherited IRA.

IRA & Retirement Planning Mistakes: Don’t Fall Victim to Bad IRA and Retirement Plan Advice
Expert advice is particularly important during life’s significant transitions such as retirement and planning for your estate. Incidentally, important transitions are also a great time to have money transferred to a new money manager, one who hopefully is competent with IRA and retirement plan issues.

Best IRA CD Rates
How to earn more on your IRA CDs. Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and...

Secure Your Retirement with a Rollover IRA
Even though Rollover IRA is among the most powerful means available for securing one’s retirement, it commonly remains under-appreciated as a retirement savings tool.