Individual Retirement Account (IRA)
Traditional IRA and Roth IRA Contribution Limits
Federal Government has imposed certain contribution limits for Traditional IRA and Roth IRA. It is necessary to check all aspects before deciding to invest in one of these Individual Retirement Accounts.
401k Retirement Plans - You'll Fall in Love With the Benefits
Benefits of 401k retirement plans are many but the most outstanding one is your employer matches your contributions to the plans to a certain point.
Is Your IRA Earning 11 to 13 Percent Annually?
If your IRA isn't earing more than 10 percent a year for you, there is a better way to invest money for your retirement by providing private mortgage loans to real estate investors.
Independent Retirement Account - Defined, (IRA)
What is an Independent Retirement Account (aka IRA)? What are the factors in an inherited IRA from a spouse and a non-spouse? What happens when there is more than one qualified beneficiary named in a distribution? What happens when a non-qualified beneficiary is named in a distribution of an IRA?
Finally a New Educational Resource for Self-Directed IRAs
Equity Trust Company now has a blog where people can come together and share insight, tell a story, or make suggestions. Come visit our new blog site and educate yourself.
SEP IRAs: A Path to More Retirement Income?
Do you have your own business? Do you have a 401(k) at work and have self-employment income on the side? If so, the SEP IRA may be one alternative to building a bigger retirement nest egg.
How to Make a Sizable Charitable Donation From Your IRA - Tax Free
If you are over 70 1/2, have an IRA and are charitably inclined, a new law allows you to make a substantial gift from your IRA — tax-free. However, there is a narrow window of opportunity.
IRAs and Early Retirement Options
If you retire early and roll your 401(k) into an IRA, what is the best way to take out income to live on? What are the rules? What are the penalties for taking money out before the magic age of 59 1/2? What are the exceptions? What are the work-arounds?
Who Should Be the Beneficiary of Your IRA?
Why is making the proper beneficiary election for your IRA important? Does your election follow the rules? Is it the best one for your family circumstances? Is there a better one? Find out by taking a look a few common beneficiary elections and their results.
IRA Distribution Rules at Death: Critical Knowledge for Good Decisions
Your IRA could be one of your biggest assets. Do you know the IRA distribution rules at death? Do you have your IRA set up so your desires match the rules? Here’s a quick primer that could help you avert costly mistakes.
Roth IRA Distributions at Death: Pitfalls to Avoid
Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.
Roth IRAs: Test Your Knowledge
Roth IRAs are popular, but the rules are complicated. Take this quick 5 question quiz and see if you are up to speed on the Roth IRA.
Rollovers to IRAs - Rules, Tips and Cautions
Are you ready to retire and roll your qualified plan over to an IRA? If so, here are the rules and some tips that could eliminate problems with your rollover.
Financial Planning Advice: 401(k) Rollover Information Your Financial Planner Might Not Want to Tell You…
The recent Pension Protection Act offers good news for the non-spouse beneficiary of a 401(k). It is now possible to arrange a trustee-to-trustee transfer of an inherited 401(k) to an inherited IRA.
IRA & Retirement Planning Mistakes: Don’t Fall Victim to Bad IRA and Retirement Plan Advice
Expert advice is particularly important during life’s significant transitions such as retirement and planning for your estate. Incidentally, important transitions are also a great time to have money transferred to a new money manager, one who hopefully is competent with IRA and retirement plan issues.
Best IRA CD Rates
How to earn more on your IRA CDs. Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and...
Secure Your Retirement with a Rollover IRA
Even though Rollover IRA is among the most powerful means available for securing one’s retirement, it commonly remains under-appreciated as a retirement savings tool.
If your IRA isn't earing more than 10 percent a year for you, there is a better way to invest money for your retirement by providing private mortgage loans to real estate investors.
Independent Retirement Account - Defined, (IRA)
What is an Independent Retirement Account (aka IRA)? What are the factors in an inherited IRA from a spouse and a non-spouse? What happens when there is more than one qualified beneficiary named in a distribution? What happens when a non-qualified beneficiary is named in a distribution of an IRA?
Finally a New Educational Resource for Self-Directed IRAs
Equity Trust Company now has a blog where people can come together and share insight, tell a story, or make suggestions. Come visit our new blog site and educate yourself.
SEP IRAs: A Path to More Retirement Income?
Do you have your own business? Do you have a 401(k) at work and have self-employment income on the side? If so, the SEP IRA may be one alternative to building a bigger retirement nest egg.
How to Make a Sizable Charitable Donation From Your IRA - Tax Free
If you are over 70 1/2, have an IRA and are charitably inclined, a new law allows you to make a substantial gift from your IRA — tax-free. However, there is a narrow window of opportunity.
IRAs and Early Retirement Options
If you retire early and roll your 401(k) into an IRA, what is the best way to take out income to live on? What are the rules? What are the penalties for taking money out before the magic age of 59 1/2? What are the exceptions? What are the work-arounds?
Who Should Be the Beneficiary of Your IRA?
Why is making the proper beneficiary election for your IRA important? Does your election follow the rules? Is it the best one for your family circumstances? Is there a better one? Find out by taking a look a few common beneficiary elections and their results.
IRA Distribution Rules at Death: Critical Knowledge for Good Decisions
Your IRA could be one of your biggest assets. Do you know the IRA distribution rules at death? Do you have your IRA set up so your desires match the rules? Here’s a quick primer that could help you avert costly mistakes.
Roth IRA Distributions at Death: Pitfalls to Avoid
Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.
Roth IRAs: Test Your Knowledge
Roth IRAs are popular, but the rules are complicated. Take this quick 5 question quiz and see if you are up to speed on the Roth IRA.
Rollovers to IRAs - Rules, Tips and Cautions
Are you ready to retire and roll your qualified plan over to an IRA? If so, here are the rules and some tips that could eliminate problems with your rollover.
Financial Planning Advice: 401(k) Rollover Information Your Financial Planner Might Not Want to Tell You…
The recent Pension Protection Act offers good news for the non-spouse beneficiary of a 401(k). It is now possible to arrange a trustee-to-trustee transfer of an inherited 401(k) to an inherited IRA.
IRA & Retirement Planning Mistakes: Don’t Fall Victim to Bad IRA and Retirement Plan Advice
Expert advice is particularly important during life’s significant transitions such as retirement and planning for your estate. Incidentally, important transitions are also a great time to have money transferred to a new money manager, one who hopefully is competent with IRA and retirement plan issues.
Best IRA CD Rates
How to earn more on your IRA CDs. Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and...
Secure Your Retirement with a Rollover IRA
Even though Rollover IRA is among the most powerful means available for securing one’s retirement, it commonly remains under-appreciated as a retirement savings tool.