Government Small Business Grants and Loans

It is rare that an average person has the finances necessary to successfully launch a small business, or expand a business. When small companies are starting out, it can be difficult to predict all of the necessary expenses needed to effectively run the business. Investments are usually necessary for supplies, marketing and renting or purchasing property. Many people look to the government and banks for small business funding in the form of grants and loans.

A great planning website is BusinessFinance.com. This website will not only help you to access the amount of capital you need for your business, but it will help you find the capital. When you provide the information about your funding needs, they will provide a list of sources. They will also assist you with proposals and credit building to increase your chances of getting approval. Assistance with finding business credit and business finance coaches are also available at this website.

Various grant opportunities

Small business grants are available everywhere. Women can find state specific small business assistance, including finding and applying for capital, at Womensbusinessgrants.com.

The Department of Commerce sponsors a minority assistance program at The Minority Business Development Agency Website. Grant programs and loan opportunities can be found under the financing tab on the home page.

On Fedmoney.com, anyone can get free information from a huge list of business funding opportunities. Details on each program’s objectives and eligible applicants are available. This site also offers software that assists with grant applications.

Government Small Business Grants and Loans main websites

SBA.gov is a government resource for small business planning, financing, and managing. The finance start-up link takes you to a page of resources for assessing initial costs, tips on raising capital, and managing business finances. The finance growth link is for expanding already established businesses. On this page you will find the SBA loan programs, pre-qualified loan opportunities, and a network to Small Business Investment Companies (SBIC), which offers various partnerships with agencies that aim to assist small businesses financially.

Another major website with a pool of business funding resources is Business.gov. Under the Small Business Guides tab, you will find links to the SBA and other federal, state and local loan programs. There is also a series of links towards the bottom of the page to different government departments that offer grants to small businesses.

With these websites, you can find all the resources that you need to find grants and loans for your small business.