Funny Insurance: Events Insurance

Everybody has some experience with insurance. This article, however describes those types of insurance, which are quite unusual and not so well-known.
Most people have already some experience with some insurance products - for example life insurance, long term care or disability insurance. They were designed in order to shield financial safety of our daily life. The offer of insurance types is quite wide, however conservative it may look at the first sight. But the world of insurance is more interesting than you would ever expect And some special products available may be a bit funny One of these is events insurance.

Picture yourself planning a marvelous wedding ceremony full of romance - taking place on the beach, with roses all around and guest count going into hundreds. But in the worst possible scenario, it may happen that just before the ceremony starts, you step on your veil, slip and end up with a broken leg. Luckily, insurance can save the worst. No matter if you want to insure a birthday party, a wedding ceremony or a bar mitzvah, almost all aspects of the event can be covered if you choose a suitable product. The most usual insurance types are liability and cancellation insurance, but you can tailor the insurance according to your personal needs. But what to do if you have organized an outdoor celebration and the weather shows you its unfriendly face? No problem, if you purchase the policy in advance (around two weeks), you can ask also for this protection.

And even much more is possible You can even retake your pictures, if the first ones were damaged by an unskilled photographer, but you had purchased the right insurance. Also, all the gifts, jewelery and rental property can be covered And the bride might run away from the altar... A well chosen insurance policy can cover even that.

Event insurance is in some of the biggest world insurers’ selection Allianz offers it via Fireman’s Fund subsidiary; Axa adds fireworks and Christmas light insurance, some other enhance the possibility to cover alcohol related accidents. A bit below $100 - that is the common price for the basic coverage.

Briefly, your events can be covered from Alpha to Omega.

By Lorne Marr
Published: 8/31/2009
 
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