Free Credit Repair E-Course Teaches How To Fix Ugly Credit

People with ugly credit often face embarrassing rejection; pay more money in fees for the "privilege" of bad credit loans; and typically do not know how to repair their own damaged credit.

The wait is over. Now people interested in repairing their own ugly credit can receive free credit repair.

"People want to know what to do to fix their own ugly credit, and we’re going to help them with free credit repair at www.fixyouruglycredit.com."

Mike Payne, a Sarasota-based mortgage broker, has launched a free credit repair e-course designed to provide do-it-yourselfers with step-by-step help with fixing their own ugly credit.

Bad Credit Does Not Equate to Irresponsibility

"Bad credit is not necessarily synonymous with irresponsibility. Lots of people have incorrect information showing up on their credit reports. It’s a mistake; it shouldn’t be there. But it is there, and it’s killing their credit scores. Worse, they don’t even know they have wrong information showing up on their reports until they apply for credit. And when it’s a mortgage application for a family’s dream home, it’s devastating," Payne stated.

Mistakes on credit reports is a huge problem. The U.S. Public Interest Research Group (U.S. PIRG) reports that 79 percent of all credit reports include errors:

*Twenty-five (25%) percent of those reports contain serious enough errors to result in denied credit.

*Thirty percent (30%) of those reports incorrectly report closed accounts as open accounts.

*Fifty-four (54%) of the reports contain personal information that is wrong or inaccurate.

With the right information and the right attitude, people can fix their own ugly credit. The Federal Trade Commission advises people to try to fix their own credit – that you do not have to pay legitimate credit repair businesses to do something you can do on your own.

According to the FTC, you see the advertisements for credit repair in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

"Credit problems? No problem!" "We can erase your bad credit — 100% guaranteed."

"Create a new credit identity — legally." "We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!"

You really can repair your own ugly credit…legally and legitimately.

For additional information on this free credit repair e-course delivered regularly to your email box, visit Credit Repair | Free Credit Repair.