Debt Ratios

Articles

Your debt to income ratio is crucial
Unsecured personal loans are not backed by any collateral. Therefore, you need to have a good credit record and a comfortable debt-to-income ratio.

Debt And Income Ratios As Mortgage Factors
Find out what these are - See how to work these to your advantage - Debt and Income Ratios Explained

Debt-To-Income Ratio - Why it's Just As Important As Your Credit Score
Explains in detail the formula lenders apply to each applicant when reviewing home loans. Discusses the potential problems associated with "creative financing" loans popular in today's inflated housing market.