Surprising Factors That Could Hurt Your Credit Score
Factors that could hurt your credit score
We are often advised to pay our mortgage and credit card bills on time, in order to maintain a good credit score. However, there are several other surprising factors that can hurt ones credit score.
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Why do Credit Scores Vary Among Different Credit Bureaus?
Credit score among different credit bureaus
Are you perplexed by the thought that your credit score with one credit bureau is different from that of the other? Don't worry! Factors like difference in data and score model, automation error, time of data compilation, etc., can...
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Does Unemployment Affect Your Credit Score?
Effect of unemployment on credit score
Losing a job is never easy, and the current state of the market does not make finding another one any easier. Find out whether unemployment will affect your credit score or not, through this Buzzle post.
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Is a Charge Card Bad for Credit Score?
Effect of charge cards on credit score
Even though a lot of us mistakenly believe charge cards to be the same as credit cards, the two are actually very different from each other. A charge card has an inbuilt debt prevention system, which makes it a great tool for...
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Does Marrying Someone with Bad Credit Affect Your Credit Score?
Marrying someone with bad credit does not affect credit score
There are a lot of things that must be taken into consideration before saying the "I Dos", and that includes knowing the state of each others financial stability and credit score.
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Most Common Credit Score Myths Debunked
Credit score mythbuster
In the United States, there are numerous myths and fallacies about credit scores. Many people wrongly assume that age, wealth, race, etc., play a role in determining the credit score of an individual. We will debunk some of the...
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Credit Score Rating Scale
Fico credit score rating scale
There are two main credit scoring scales that are in use today - FICO Credit Score Scale and VantageScore Scale. These credit scores have implications on your prospects of getting a loan.
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Credit Score Ratings Explained
Tip to improve credit score
What makes a bank offer better mortgage terms to you, and not to your best friend, on a similar loan? What decides the result for a loan approval process? It is just your credit worthiness, deciphered through your credit score...
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Does Credit Score Affect Your Chances of Getting a Job?
Credit score affects employment
An increasing number of people are facing unemployment, all because their credit scores are not good enough for potential employers. Find out how a credit score can affect your chances of getting a job.
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What is a Good Credit Score?
Good credit score
Arguably one of the most important figures of your adult life, a credit score indicates creditworthiness of an individual. Better the credit score, better are the terms and conditions of availing a loan or credit. Here, we shall...
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Can Social Media Affect Your Credit Score?
Effect of social media on credit score
While there may be cases where social media behavior of a person has cost him his job, his family, and relationships, many say that it will also prove as an important yardstick to determine your creditworthiness. If you are...
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Credit Score Scale Chart
Credit score scale chart
'Credit score' is a phrase which most loan applicants dread. A credit score scale chart for FICO and VantageScore ratings, that grades the perception of lenders, is presented in this article. It will help you gauge the odds for and...
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Minimum Credit Score Needed to Buy a House
Minimum credit score needed to buy a house
Nobody can doubt the level of significance of credit scores in determining the credit risk (or creditworthiness of an individual), especially when it comes to buying a house. This Buzzle article will acquaint you with their...
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Credit Score Scale: What Is a Good Credit Score?
Conversation about a good credit score
Credit score plays a crucial role in determining a consumer's eligibility for a loan. In this article, we will take a look at the credit score scale of the two most popular credit rating agencies - Fair Isaac Corporation, and...
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Highest Credit Score Possible
Highest credit score
Here, we have mentioned the highest credit score possible according to the various credit bureaus and the advantages that may accrue to a person on account of maintaining high credit scores.
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A Credit Card Guide for College Students
Credit cards offer an opportunity to college students, to avail the facilities of credit, as well as to learn managing personal finances well.
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Credit Scores and What They Mean
Good credit scores that can be the key to availing loans at attractive rates of interest, can improve the overall quality of a person's life by helping him/her to fulfill the inherent desire for material comfort.
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Credit Score Range - What Is a Good Credit Score?
A credit score determines the ability of a person to procure a loan at a reasonable rate of interest. Making bill payments on time, sparing oneself from the spars of debt, and keeping a check on credit card transactions are...
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Excellent Credit Score Range
When anybody mentions loans, one inevitably thinks about credit score ranges. Here, I talk about what is known to be the ideal or excellent credit score range to have, which can ensure credit availability with ease.
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Credit Score Ranges and What They Mean
The new credit scoring (ratings) system, i.e. FICO 08, has become increasingly popular amongst lenders on account of its supposed accuracy in predicting defaults. The VantageScore too, has become popular since it places a great...
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How to Improve Credit Score
A credit score is a three-digit number that a bank or a financial institution uses to evaluate the credibility and the credit history of an individual. There are many factors that need to be considered while improving your credit...
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How to Get a Good Credit Score
What is a good credit score? How do you get it? Read to find out...
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Ways to Improve Credit Scores
In the current day and age, the importance of credit scores cannot be underestimated, since the capacity to borrow may be constrained, on account of the inability to maintain good credit scores. Hence, people are forever looking...
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Credit Score Scale 2012
If you are looking for a credit score scale, this article has what you are looking for. Here I present a chart to inform you about how financial institutions will perceive and analyze your credit rating in the near future.
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Low Credit Score Loans
Low credit score loans are in demand as there has been a steady decline in the credit scores in the past couple of years. Do read this article if you are planning to avail of a loan...
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Average Credit Score
We know that the FICO credit score range starts from 300 and can go up to 800, and generally, a credit rating of 750 is considered good, but what is the average credit score? Here, we have provided the state-wise average credit...
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What is a Good FICO Score
Some concepts relating to the credit score and what constitutes a good FICO score has been discussed here.
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What is a Good Credit Score Rating
A good credit score enables you to acquire credit easily. The interest rates that will be charged also depends on an individual credit score. With so much on the line it is but natural for an individual to be curious to know what...
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Credit Score Ratings Chart
To know your realistic chances of getting a loan, you need to refer to a credit score ratings chart. In this article I'll explain the rating system in the USA, along with a guide.
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How to Build Good Credit
Are you looking for ways to build a good credit score? Here are some tips on how to build good credit that will benefit beginners as well as others.
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How to Raise Credit Score by 100 Points
A credit report is like a financial report card of every individual. A good credit score, naturally, begets favorable terms and interest rate from lenders while borrowing a loan. A person who wishes to apply for a loan would want...
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What Credit Score do I Need to Get a Mortgage?
The minimum credit score needed to get a mortgage is between 600 to 700, though this figure or score will vary from lender to lender, and accordingly your interest rate will also vary.
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How to Improve Credit Score in 30 Days
A battered credit report is a discouraging sight, and naturally any individual would want to improve his/her credit score at the earliest. Improving credit score fast, sounds almost impossible, but it is indeed achievable. Here are...
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What Affects Credit Score
Any individual who wishes to borrow a loan has to ensure that his credit score falls in an acceptable range, so that he gets a favorable deal. This article helps you to understand the factors that affect a credit score.
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Credit Score Chart
A credit score chart rates the different credit score ranges according to the way in which they are perceived by financial institutions This article will provide you with a credit score chart for your convenience.
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Average Credit Score by Age
Just like economic activities influence one's credit score, the average credit score is also influenced by a person's age. This relation of linking average credit score by age holds true in most cases, but is not universally...
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How Accurate are Credit Score Estimators?
Credit score is a crucial factor that decides your prospects of getting a credit. Credit score estimator is a software program that gives you an educated guess about your credit score. Read on to know more..
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Credit Score Ratings and What They Mean
If a lender or financial institution has to give you a loan, your credit score indicates the risk he/she will be carrying for lending you money. It directly affects the terms and interest rate at which you will get a loan. Read the...
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Credit Score Scale
The widespread use of loans and credit cards demands the necessity of a credit score scale. The evaluation of an individual's credit score depends on his/her past payment history.
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What is a Bad Credit Score?
The chances of getting approval for a loan increase with a good credit score. This article provides useful information related to improving it if you have a bad payment history.
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Perfect Credit Score
In a world where we use credit cards for every possible transaction, a credit score is of utmost importance. Though a perfect credit score might be a misnomer, having an excellent credit score can definitely be very advantageous.
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Credit Score After Bankruptcy
Have you filed for bankruptcy and are worried that your credit score would come in the way of applying for a loan? Read the following article to understand the methods and means to improve it in such case.
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What is a Poor Credit Score?
On the Internet, or in any mass media, you will often notice advertisements such as 'poor credit score loans', 'loans for bad credit', etc. This article will provide an insight on what poor credit is, and how the score is calculated.
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Improve Credit Score Immediately
Having a bad credit score may not be an indicator that the person has an intention to cheat or is unlawful. It might have been caused by a major expenditure, a health emergency or the like.
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How to Improve Credit Score After Bankruptcy
Many people are confused when it comes to improving their credit scores after filing for bankruptcy. In this Buzzle article, we give you a few options that you can use to improve your credit score if you have filed for bankruptcy.
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Improving Credit Scores After Foreclosure
Foreclosure can drop the credit scores of a consumer by a huge margin. If you have had the misfortune of going through a foreclosure, then the following article will tell you how to rebuild your credit score.
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Free Credit Score - No Credit Card Needed
Credit scores indicate an individual's creditworthiness and the default risk he poses to the lender. The better your credit score, the better your candidature for the lender. Your credit card can be the vital information source to...
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Is 700 a Good Credit Score?
Credit score is the most vital component considered by financial institutions while lending money for any purpose. The better the score, the less is the interest charged on the loan amount.
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