How to Avoid Credit Card Problems When You're Traveling Overseas
Planning to go abroad? You should probably read this article to avoid credit card problems when you are traveling out of the country.
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Don't Have Credit History? Know How to Get a Credit Card Anyways
It was tough getting my first credit card. Not because I was a bad credit risk, but because I had no previous credit history. Freaky, isn't it? So how to get a credit card with no credit history? This article should definitely help...
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Are Instant Approval Credit Cards Feasible for Students? Know Here
Instant approval credit cards were earlier out of the question for college students, since these were only meant for people with really good credit. However, post a considerable time lapse, some companies sanctioned credit cards...
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A Easy-to-understand Credit Card Guide for All College Students
Credit cards offer an opportunity to college students, to avail the facilities of credit, as well as to learn managing personal finances well.
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Useful Tips on How to Effectively Manage Multiple Credit Cards
Managing many credit cards
For those who find it hard to manage their sole credit cards, handling multiple ones might sound overwhelming and rightly so. However, for many, it can be a viable option for increasing their credit score and cashing on reward...
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Surprising Secrets That Credit Card Companies Will NEVER Tell You
Secrets credit card companies do not tell you
Credit companies are often accused of keeping their customers in the dark about the rules and regulations on interest rates, late payment penalties, and the mire of minimum monthly payments. After the CARD Act of 2009, credit card...
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Be Aware of These Disadvantages of Electronic Payment Systems
Electronic payment risks
Electronic payment systems include the use of credit and debit cards, online banking, and electronic cash. Most of us commonly make use of electronic payment services. But are we aware of their potential disadvantages?
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Hidden Benefits of Credit Cards You Probably Didn't Know About
Hidden benefits of credit cards
Many credit card holders are not aware of the awesome perks that credit cards offer. We will tell you about the hidden benefits of credit cards you probably didn't know.
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12 Incredible Pros and Cons of Having Multiple Credit Cards
Pros and cons of having multiple credit cards
On one hand, having more than one credit card provides more rewards, while on the other, they may become a financial burden for you. Here are the pros and cons of having multiple credit cards.
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Is it Actually Good or Harmful to Have a High Credit Limit?
Having a high credit limit
Many people are confused whether it is good to have a high credit limit or not. This is especially important because the way you use your credit card may have a direct impact on your credit score. Here, we will delve deeper to find...
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Are Credit Cards a Necessity or a Luxury? We'll Help You Decide
How to use a credit card effectively
Do you really need a credit card? Or is it a luxury? Well, that depends on what you are going to use it for. Buzzle will reflect on the popular debate on whether credit cards are a necessity or a luxury.
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Pros and Cons of Travel Rewards Credit Cards Explained Here
Pros and cons of travel rewards credit cards
You should opt for travel reward cards only if they are beneficial for you. This Buzzle article lists out the pros and cons of travel rewards credit cards.
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Dos and Don'ts of Using a Credit Card to Stay Out of Trouble
Dos and don'ts of using a credit card
Using a credit card makes things very convenient, but a little carelessness can also affect one's finances majorly. Use this list of dos and don'ts by Buzzle, to keep a track of things, and stay in control.
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Different Types of Credit Card Frauds and How to Avoid Them
Types of credit card fraud and how to avoid them
In the wake of a growing number of credit card scams, it is important that we are completely aware about them. Scammers of credit card frauds can not only steal your money but also use your identity for nefarious activities and...
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Credit Card Fraud Can Lead to These Penalties and Punishments
Credit card fraud penalties
Heavy penalties are imposed to prevent cases of credit card fraud. In here, we provide you with information about the quantum of punishment meted out to fraudsters, who are involved in such crimes.
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Ways to Use Credit Cards to Your Advantage
Using credit cards to your advantage
What if you began treating your credit card as a helpful financial tool rather than a liability? What if you made it your steady friend rather and stop fearing it for its debt-inducing potential? These and more benefits are...
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Pros and Cons of Joint Credit Cards for Couples
Joint credit cards for couples pros and cons
As spending habits differ from person to person, getting a joint credit card for a couple can either be a huge financial risk or an advantage. This article will introduce you to the pros and cons of joint credit cards for...
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How to Increase Credit Limit on Your Card
How to increase credit limit on your card
When used smartly, an increase in credit limit can help enhance your credit score. If you are wondering how to increase the credit limit on your card, this Buzzle article will give you in-depth information about the same.
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Are Credit Card Minimums Legal?
Credit card minimums are legal
We all have wondered how retailers can get away by displaying notices that require credit card users to make a fixed minimum purchase, or deny service to cashless customers with credit cards on these grounds. Find out whether...
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Reloadable Credit Cards
Reloadable credit cards have emerged as an exciting proposition for people who aren't too keen on opening a bank account or getting a credit card. In the following passages, you will find more information on these cards.
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Unsecured Credit Cards to Rebuild Credit
Facing bad credit problems? Want to rebuild it? Then go in for the unsecured credit cards to rebuild credit. These cards are an excellent way to rebuild your credit ratings.
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What is a Single Purpose Credit Card
Single purpose credit cards are types of consumer credit cards available in the market which are only issued and honored by the issuing store and its chain. In this case, the consumer gets the privilege of not paying for the...
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Are Cash Back Credit Cards Worth It?
Wanting to apply for a credit card that offers 'cash back' or already have one, and you're looking to understand if you're actually going to benefit it?? Then this is the article for you. Credit cards can be worth it, if its terms...
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Should You Sign the Back of Your Credit Card?
Should you sign the back of your credit card? While your bank makes it mandatory for you to sign on your card, some people are of the opinion that it is better if you don't. A look at both the scenarios and their possible...
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Benefits of Prepaid Credit Cards
One of the major drawbacks of using a credit card is that a user can easily get carried away by the convenience provided, and end up overspending. Here, prepaid credit cards and some of its important benefits and meritorious...
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Best Prepaid Credit Cards
Prepaid credit cards are becoming increasingly popular as, in the post recession periods when the abnormal and fluctuating economic cycles are receding, people are trying to rebuild their credit through the mechanism of these cards.
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How Do Prepaid Credit Cards Work
In the following article we will try to understand what are prepaid credit cards. Also, its complete mechanism, and important features of prepaid credit cards have been discussed in the following paragraph.
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How Do Cash Back Credit Cards Work
If you are looking for an explanation of cash back credit cards working, this article will be an insightful read.
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Using Credit Cards for Money Management
If you shy away from using your credit card because you fear going into debt, you are not alone. Instead of letting the credit account sit idly, you might try putting it to use as a quick and easy way to manage your finances.
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Using Prepaid Credit Cards to Build Credit
The idea of using prepaid credit cards to improve credit score is a great solution. The process of obtaining one, along with the specific requirements, is discussed here.
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The Credit Card Bailout Myth Busted
When analysts talk about credit card bailout, they may be referring to the Credit Card Accountability Responsibility and Disclosure Act of 2009, which implemented some much-needed reforms in the industry.
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How to Close a Credit Card Account
Canceling a credit card may not be the wisest option to improve your credit score. In this article, we will look at the implications and procedure for closing such an account.
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Credit Cards to Build Credit
If you are stuck with a low credit score, then using credit cards can get your credit report inline. Here, the process of obtaining such credit cards and using them to improve one's credit score has been described.
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Debit Card Vs. Credit Card
Where consumer psychology is concerned, a debit card has won the vote of banking, economics and finance experts whereas the credit card has won the shoppers vote. Keep reading to know more...
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What is Skimming Fraud?
Of late, skimming cases have increased to a great extent. In this article, we will understand how this highly sophisticated form of crime works and how you can guard against it.
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Information about High Limit Credit Cards for No Credit
Credit cards have become an indispensable part of the American economy and youngsters are searching for high limit credit cards with no credit. These cards are coming into vogue due to the recent amendments in the credit card...
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Credit Cards for Fair Credit
People with average credit ratings are often found looking for credit cards to improve their creditworthiness. There are many companies that offer deals to such people, the only downside being that the processing and approval of...
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Getting Sued by a Credit Card Company
In this Buzzle article, we tell you what to do when a credit card company threatens to sue you, or worse, initiates a lawsuit.
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Pros and Cons of Credit Card Counseling
What are the pros and cons of credit card counseling, that you should be aware of, before opting for such services? This article has all the answers.
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What are High Limit Credit Cards
There are many people who need credit cards with a higher credit limit, in order to cover up their expenses. Some really important requisites of such cards include possessing a good credit score and secure credit history.
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High Limit Credit Cards for Good Credit
If you are looking for a high limit credit card, then usually you need to have a good credit score. These cards can be availed of easily, but there are several advantages and disadvantages of that, which you should know.
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Credit Card Reform Act of 2009
Passing of the Credit Card Reform Act of 2009 was a result of the economic crisis faced by United States citizens between 2007 and 2009. There are a number of principles that characterize this act which are meant to fulfill its...
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High Limit Credit Cards for Average Credit
Your average credit score should not prevent you from acquiring a high limit credit card. Many companies are willing to offer such cards for people with average scores.
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How Do Low Fixed Rate Credit Cards Work
Credit card users would always love to get their hands on cards that have low and fixed rates. Nowadays, credit cards have variable interest rate that fluctuates according to the index rates or even due to the card holder's...
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How to Get a Lower Interest Rate on a Credit Card
Many people use credit cards for everyday transactions. They also like to have a lower interest rate on their credit cards. But how to get it? Here is more on this...
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What is a Virtual Debit Card?
How can a debit card be virtual? Many of us might wonder aloud. Well, there are some credit and debit cards that are indeed like that. The following article elaborates briefly, the concept of a Virtual Visa or MasterCard.
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Consequences of Late Credit Card Payment
If you need information about the standard procedure which is employed by companies to deal with late credit card payments, then this article will be an eye opener. Read to know about all the consequences of delayed payments.
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Information about Pre-approved Credit Cards
Has your mailbox been filled with mails that offer you pre-approved credit cards? Leaf through the following Buzzle article to know about why you receive these emails, and what do pre-approved credit cards mean?
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Prepaid Credit Cards for Kids
One of the greatest innovations by credit card companies is a prepaid credit card specifically catering to kids. The concept of such a card arose from the idea that parents would want their kids to spend money, but not beyond a...
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0% APR on Balance Transfers
What do 0% APR on credit cards money transfer signify to the common borrower? In liberal terms, you could say free debt. To get a better idea, here's an insight into the concept of 0% APR on balance transfers.
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How to Negotiate with Credit Card Companies
People who are interested in negotiating with credit card companies with the intention of reducing their debt burden, or with the idea of bringing down their expenses, may benefit from the following article.
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Instant Approval Credit Cards for Fair Credit
As the name suggests, instant approval credit cards for fair credit are meant for fast approval, yet card companies will review your credit history and score, in order to ascertain whether the approved card would be secured or not.
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High Limit Credit Cards for Fair Credit
People with good credit scores are easily approved for high limit credit cards for fair credit, since good credit rating is a prerequisite for the same.
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How Do Secured Credit Cards Rebuild Credit?
Secured credit cards may be a good option for people who need to build their credit history and improve their credit scores.
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How to Get a Credit Card after Bankruptcy
Applying for a credit card after bankruptcy can be a tough ordeal, even though it helps consumers to rebuild their credit score. Read through the article to know about the available options.
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Prepaid Credit Cards with No Fees
Prepaid credit cards are one of the best facilities that are offered by the credit card companies. These cards are usually offered by credit card companies, banks and other lending institutions to consumers for negligible or almost...
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Reporting Credit Card Fraud
There are several ways one can report a credit card fraud depending on the amount of such a transaction and the geography. Various agencies like the FBI, FTC, etc., help in preventing such acts. Scroll down to know more...
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How to Choose Credit Cards for Small Business
Small business entrepreneurs can use small business credit cards to meet their financial needs. Keep reading the following Buzzle write up to know more...
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How to Get an Easy Credit Card Approval
Credit cards have become a necessity for people since the modernization of digital cash technology. But the process of getting these issued from lenders can prove to be lengthy and frustrating.
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How Do Portable Credit Card Readers Work?
Portable credit card readers are a need of the day. With number of credit card users increasing exponentially, these gadgets have become indispensable. To know how they work, keep reading ahead. . .
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Information About Secured Business Credit Cards
Secured business credit cards may be a good option for firms with poor or no credit history. To get an idea of the benefits and risks involved, read through the upcoming paragraphs.
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How to Apply for a Secured Credit Card
The following article tries to explain what is a secured credit card, and the ways in which you can apply for one. Keep reading...
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Difference Between Secured and Unsecured Credit Cards
Credit cards, popularly known as plastic money, have become an easy and safe way of carrying out transactions. However, before applying for one, you must know about the two types of credit cards that you can avail for. This Buzzle...
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History of Credit Cards
Today, making payments through credit cards after buying goods or services has become our way of life. It was not so in the past. So how did these cards evolve? To know the answer, read the following Buzzle write-up...
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Availing Credit Cards for People with no Credit History
Credit cards have become an indispensable part of everyday life. Even if one doesn't have a credit history, it is possible to obtain a credit card and build a credit history.
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Overview of Credit Cards
Nowadays, most of us use a credit card at some point or the other. Read through the article to know more about the intricacies involving this little but widely used plastic card.
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Choosing the Best Credit Card
With a little research and some good judgment, you could save up on a lot of money in fees and interest on credit card payments. Read ahead to know more...
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Benefits of Small Business Credit Cards
One of the main reasons why most businesses don't succeed would be due to insufficient capital, but if you've got a small business then small business credit cards can help smooth out the creases of the business capital needs.
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Student Credit Cards: Usage and Precautions
A student credit card can be useful in many ways, but only if used with caution. Read the following Buzzle write up to know more...
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Prepaid Credit Cards
One needs a credit card to place orders online or via the telephone. This can done with prepaid credit cards too, but they have their advantages and disadvantages.
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Credit Card Types and Uses
You will rarely come across any adult without a credit card. Read the following article that discusses related aspects in detail.
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