Covering the Cost of LASIK Surgery
Lasik eye surgery is an increasingly popular form of vision correction. However, the surgery must typically be paid out of pocket. Lasik surgery can exceed $2,000 per eye. Fortunately, there are a number of options for covering the cost of LASIK.
It's no secret that LASIK surgery can be incredibly beneficial, but how do you cover the cost of Atlanta LASIK surgery? The surgery, while simple, typically costs between $4,000 and $6,000. Health insurance usually considers LASIK and aesthetic elective surgery and it rarely qualifies to be covered. However, if you really want to ditch those eyeglasses or contacts, you'll find a surprising number of options.
Payment Plans - Many surgeons offering LASIK procedures are willing to negotiate payment plans for the surgery. This is an excellent option for those who are unable or unwilling to investigate options such as financing.
Financing - Financing LASIK surgery has become very popular in the last few years. You'll find a large number of lenders willing to finance your vision correction surgery. However, take care when choosing a lender, in order to avoid high interest rates and short repayment schedules. You opthamologist may be a good starting point. Many offer financing through preferred lenders.
Credit Card - If you have a credit card, chances are that you can afford to have LASIK surgery. Even if your limit is below the total cost, you can use your credit card to make the initial down payment on the surgery. Following this, many surgeons will be able to setup ongoing billing directly to your credit card for monthly payments.
Taxes - LASIK surgery may be a viable tax deduction for your needs. If the cost of the surgery is more than 7.5% of your gross annual income, you can write that cost off and be reimbursed by the federal government. If you choose to deduct the surgery from your taxes, ensure that your accountant gets approval from the IRS, or check with a qualified tax agent.
Before you attempt any of the above mentioned options, consult your surgeon. The easiest method is to setup a payment plan with the surgeon; you may be surprised at the number of surgeons willing to do this for their patients. In addition, your surgeon or eye doctor may be able to steer you toward additional options for payment on that much-needed surgery. Take the time to investigate your options and you will be much happier with the result.
Payment Plans - Many surgeons offering LASIK procedures are willing to negotiate payment plans for the surgery. This is an excellent option for those who are unable or unwilling to investigate options such as financing.
Financing - Financing LASIK surgery has become very popular in the last few years. You'll find a large number of lenders willing to finance your vision correction surgery. However, take care when choosing a lender, in order to avoid high interest rates and short repayment schedules. You opthamologist may be a good starting point. Many offer financing through preferred lenders.
Credit Card - If you have a credit card, chances are that you can afford to have LASIK surgery. Even if your limit is below the total cost, you can use your credit card to make the initial down payment on the surgery. Following this, many surgeons will be able to setup ongoing billing directly to your credit card for monthly payments.
Taxes - LASIK surgery may be a viable tax deduction for your needs. If the cost of the surgery is more than 7.5% of your gross annual income, you can write that cost off and be reimbursed by the federal government. If you choose to deduct the surgery from your taxes, ensure that your accountant gets approval from the IRS, or check with a qualified tax agent.
Before you attempt any of the above mentioned options, consult your surgeon. The easiest method is to setup a payment plan with the surgeon; you may be surprised at the number of surgeons willing to do this for their patients. In addition, your surgeon or eye doctor may be able to steer you toward additional options for payment on that much-needed surgery. Take the time to investigate your options and you will be much happier with the result.
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