Cash Flow Statement Template

Cash flow statements are a must for any organization that is prudent with its cash resources and aware of its financial statements. Cash flow statement templates help most organizations to easily build up their cash flow statements. You can just take up a suitable cash flow statement template that includes your business cash flows comprehensively and just fill in the amounts with your amounts. This way, neither will you miss anything important, nor will it be as time consuming as it would otherwise be to build a cash flow statement up from scratch. But before we move on to cash flow statement templates, let us first know some more about cash flow statements.

What is a Cash Flow Statement
A cash flow statement is a statement that details out the actual cash flows (inflows and outflows) of a business. Cash expenses and cash incomes are listed here, with no mention of the amounts outstanding amounts to be received or paid. It is the picture of the actual cash position of the organization. A cash flow statement gives out the liquidity position of the firm and tells us, how prudent it is in maintaining adequate cash balances for unforeseen events. It is a statement that helps one calculate the total cash flow of his business within a certain time span. This statement also helps in calculating total cash available to the firm at any point in time and offers good data for financial management.

Guidelines for a Cash Flow Statement
A cash flow statement should include only the cash items (no non cash income and expenses). Only hard cash that goes in and out of the business is recorded here. This means that all prepaid expenses will get recorded here as even though they are paid in advance, they are paid in hard cash at this time period (cash balance decreases). Outstanding expenses or incomes are not recorded here (though they are in other financial statements), for though they are due, they are not yet honored and hence they do not affect cash balances. In short, all items that affect the cash balances of the company, during the period accounted for, are included in this statement.

Another important thing is that cash flow statements are not stand alone statements and should either be supplemented with other financial statements or should include details of the following after the cash flow statement ends. The figures of the following can be either monthly or annual, depending on the period taken up in the cash flow statement.

• Total Sales Volume (in amount)
• Total Accounts Receivable
• Bad Debt
• Inventory on Hand
• Accounts Payable
• Depreciations

All of the above items include non-cash items and hence there is no mention of them in the cash flow statements. Giving them after your cash flow statement finishes, supplies more information for a cash flow analysis. It is always better to have monthly cash flow statements, as future cash crisis can be identified with greater accuracy and steps can be taken to avoid them.

Now that you already know what a cash flow statement is, let us move on to getting some actual cash flow statement templates.

Cash Flow Statement Template - 1

Monthly Cash Flow Statement Template	Amount	Amount
For the Month of xxx
Cash on Hand (Opening Balance brought forward)		xxxx
Cash Receipts (a + b + c + d)		xxxx
(a) Cash Sales	xxx
(b) Collections from outstanding credit accounts	xxx
(c) Loan or other cash inflows	xxx
(d) Cash receipts from the sale of any assets	xxx
Total Cash in Hand before Payments (Cash on hand + receipts)		xxxx
Cash Payments (a + b + c + d + e + f + g + h + i + j + k + l + m + n)		xxxx
(a) Purchases of Merchandise or Raw Materials	xxx
(b) Gross Wages Paid (excludes outstanding wages and includes prepaid wages)	xxx
(c) Payroll expenses paid, like taxes, etc.	xxx
(d) Payment for Outside Services	xxx
(e)Payment for Office Supplies	xxx
(f) Payment for Operating Supplies	xxx
(g) Advertising Expenses Paid	xxx
(h) Auto, Delivery and Travel expenses paid	xxx
(I) Accounting and Legal expenses paid	xxx
(j) Rent expenses for factory, office, etc. paid	xxx
(k) Telephone, utilities and insurance expenses paid	xxx
(l) Taxes on property, etc. paid	xxx
(m) Interest expenses on loans and credit	xxx
(n) Other expenses paid in cash (mention each one)	xxx
Total Cash in Hand after Routine Expenses (Cash in hand - Cash Payments)		xxxx
Other Non Routine Cash Payments		xxxx
(a) Principal Payment on Loan	xxx
(b) Capital Purchases (specify each one)	xxx
(c) Any start up costs on new projects	xxx
(d) Cash allotted to Reserves and/or Escrow	xxx
(e) Cash withdrawn by Owner	xxx
Cash Position at End of Month after Accounting for all Cash Paid Out		xxxx

Cash Flow Statement Template - 2

For the Year Ending - xx/xx/xx
Monthly Cash Flow Statement Template		Amount	Amount
For the Year xxx
Cash at the Beginning of the Year			xxx
(a) Net Cash Flow from Operations (I) - (II)			xxx
(I) Cash Receipts from Customers		xxx
(II) Cash Paid for		(xxx)
Inventory Purchases	xx
General Operating Expenses	xx
General Administrative Expenses	xx
Wages Expenses	xx
Interest Expenses	xx
Income Taxes	xx
Net Cash Flow after Accounting for Operations			xxx
(b) Net Cash Flow from Investing Activities (I) - (II)			xxx
(I) Cash Receipts from		xxx
Sale of Property and Equipment	xx
Collection of Principal on Loans	xx
Sale of Investment Securities	xx
(II) Cash Paid for		(xxx)
Purchase of Property and Equipment	xx
Making Loans to other Entities	xx
Purchase of Investment Securities	xx
Net Cash Flow after Accounting for Operations and Investing Activities			xxx
(b) Net Cash Flow from Financing Activities (I) - (II)			xxx
(I) Cash Receipts from		xxx
Issuance of Stock	xx
Borrowing activity	xx
(II) Cash Paid for		(xxx)
Repurchase of Stock or Buying of Treasury Stock	xx
Repayment of Loans	xx
Dividend Payments	xx
Net Cash Flow after Accounting for Operations, Investing and Financing Activities (Closing Balance)			xxx
Net Increase or Decrease in Cash (Closing – Opening Balances)			xxx

Here are ready to download cash flow statement templates, to help you calculate your cash flows.

• cash flow statement template 1
• cash flow statement template 2

I hope my cash flow statement examples help you in your financial planning activities. Use these standard cash flow statement templates and you will find out for yourself, how easy they make your cash flow analysis. Stay prudent and punctual with your routine cash flow statements and your business should never see a cash problem ever. Your cash flow statement template will have already helped you identify it and correct it, way before it actually comes.