BlueCross BlueShield Health Insurance Under the Microscope

BlueCross BlueShield health insurance began in 1929 with founder Justin Ford Kimball. Recognizing that people need a way to afford health care expenses during the Great Depression, Kimball’s insurance plan allowed many to pay medical expenses without hurting their finances. Today, the company represents the nation’s largest and oldest family of health benefits agencies, with one-of-three Americans under their coverage.

BlueCross BlueShield’s brands are the most recognized in the health insurance industry. With its 39 companies, BlueCross BlueShield health insurance is registered in more than 170 countries. Consumers can feel safe in traveling anywhere around the world; BlueCross Blue Shield is there when their health needs them the most.

BlueCross BlueShield has several different types of health insurance plans for consumers and policyholders to choose from. They can get Health Maintenance Organization (HMO) coverage or select the company’s Preferred Provider Organization policy (PPO). Either or, both provides affordable coverage, depending on the following factors:

Their selected doctor
Their deductible
Their co-pay
Monthly premiums
The consumer’s overall health

Consumers and policyholders can also choose from other health insurance coverage from BlueCross BlueShield, which are:

Flexible Spending Account
Health Savings Account
Point-of-Service
Indemnity and Traditional Coverage
Health Reimbursement Arrangement

BlueCross BlueShield health insurance is based in Chicago, Ill. with offices also in Washington D.C. It employs 880 employees, and its coverage can be purchased anywhere in the United States and Puerto Rico. To talk to an insurance agent and sign up for coverage, visit BlueCross Blue Shield’s website to find the nearest agency near you.