Banking

Banks serve as intermediaries between primary lenders, or depositors, and the ultimate borrowers. Commercial banks, savings and loan associations, savings banks, credit unions, and money market funds compete with nearly identical products and services. The articles included herein relate to banking and the financial system.
  • Tips to Secure Mobile Banking Services
    Mobile banking allows customers to perform a variety of banking transactions through their mobiles, smartphones, and even PDAs. With so much financial information being passed over wireless networks, security is of utmost concern in mobile banking.
  • Joint Bank Accounts: To Share or Not to Share?
    If you're entering a committed relationship, you might be wondering if joint bank accounts are right for you.
  • Essential Things to Consider When Opening a Bank Account
    A bank account should be opened after some careful thought process. Here is what you need to check before opening a bank account.
  • Famous Bank Runs in History
    Retrospect can make things look a lot simpler; fear breeds panic, panic breeds chaos and if things are not controlled, ends up as eventual downfall. The principle is self-destruction cannot be better explained without the help of a bank run.
  • Pros and Cons of Joint Checking Accounts
    Marriages are made in heaven but when it comes to money matters, it becomes a touchy subject. Because of this issue, lot of fights ensue resulting in divorces too. Of course every couple wants to make their marriage work and wants to avoid these petty matters. Therefore, joint checking accounts are operated. Let's find out about the plus and the minus side to this favorable alternative.
  • What Causes Bank Runs and How to Prevent Them
    What causes bank runs? What happens during a bank run? How are they prevented? Continue reading to find answers to these and other such FAQs about bank runs, which will help you get a better understanding of the entire concept.
  • Types of Time Deposits
    Time deposits are preferred types of investments for several investors. The interests for all 3 forms of time deposits are quite impressive as compared to several other kinds of deposits. In this article, we shall know more about the advantages of time deposits.
  • Time Deposits Vs Demand Deposits
    If you are active in the field of banking and finance, then you need to be aware of difference between demand deposits and time deposits. In this article, we shall know about this with the help of the time deposits vs demand deposits comparison.
  • Difference Between Savings Account and Checking Account
    A necessary part of an introduction to our banking system is the knowledge of the types of bank accounts. In this article, I have outlined the difference between savings account and checking account, which are the two primary types, you could choose from.
  • Capital Adequacy Ratio
    What is capital adequacy ratio? How is it calculated for any bank? Read to find out all about it...
  • Funds Transfer Pricing
    Funds transfer pricing is a method of measuring the profitability of a financial institution. Let's get into understanding this methodology in detail.
  • Checking Accounts for Bad Credit
    The situation isn't as bad as you think; there are more options for managing bad credit with checking accounts than you think. Here's a look at all your options.
  • How to Find the Checking Account Number
    What is a checking account? How to find its associated number on a check? Read to get all the answers.
  • ATM Inventor Dies
    Indian born Scotsman John Shepherd-Barron, who invented the world's first ATM has passed away at the age of 84 after a brief illness.
  • Joint Checking Account
    Should you go in for a joint checking account with your spouse or not? Read on to know the laws that govern these accounts, before arriving at a decision.
  • How to Fill Out a Deposit Slip
    You want to deposit some cash in your bank account but don't know the exact procedure? Read on to know how to fill out a deposit slip...
  • Money Market Accounts Vs Savings Accounts
    To know where to park all your extra cash, you need to be aware of the following: money market accounts vs savings accounts vs money market fund accounts. Depending on what it is you are looking for, higher yield, higher security or higher liquidity, this Buzzle article should help you know which account suits you the best. So here is my money market account vs saving account comparison.
  • Money Order Vs. Cashier's Check
    The following article explores the similarities and the differences between money orders and cashier's checks.
  • Banking Terms - Glossary of Banking Terms and Definitions
    Banking terms are sometimes very complex to understand. In some cases we also tend to become confused about banking terms. Here is a banking glossary that shall be helpful in providing you with different banking terminologies and banking definitions.
  • Purpose of Bank Reconciliation Process
    Wrote a check of $500 yesterday, only to find out that your bank statement shows a balance of $450? Frantic phone calls to the bank may not solve your problem, but a bank reconciliation process will help avoid it in the future. What has happened here, is that, you have ignored the necessity of preparing a bank reconciliation statement. Know the purpose of the process here, and you wouldn't be in such trouble next time.
  • How does a Money Market Account Work
    Money market accounts offer the depositor a reasonably high rate of return at low levels of risk.
  • Future of Investment Banking
    Investment banks have played and will continue to play a very crucial role in market transactions on behalf investors, government and corporations.
  • Mobile Banking Services
    Mobile banking is also popularly known as SMS banking or M-banking. It is the latest development in the banking sector that enables us to conduct banking transactions by using the mobile phone.
  • Types of Bank Accounts
    Banking institutions offer a wide range of bank accounts to attract deposits from the general public. These bank accounts serve an important purpose by mobilizing savings in order to utilize them in profitable investments.
  • Basics of Investment Banking
    The banking sector is one of the biggest contributors to a nation's economy, provided it is managed in an innovative and professional environment. Investment banking is one rapidly growing form of banking. Read on to know more...
  • Steps to Account Reconciliation
    Account reconciliation is the process of comparison of the debit and credit balances of an account, and verifying the tallying of the account. Here, we have provided four easy steps to account reconciliation which will help you compare statements of transactions and accounting records so that there is no divergence.
  • Before Buying a Banking Software
    Thinking of buying banking software? Read on for some tips that could help you in your endeavor...
  • The Danger of Banking Abroad
    When you’re traveling, the measures your bank puts in place to protect themselves (not you!) are significantly more drastic than those in place when you’re at home.
  • Money Market Accounts
    Learn more about Money Market Accounts...